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my next door neighbor told me about 10 years ago that he refinanced his mortgage through NFCU at a great rate, so I went to the local office. I at one time had an account with them, but it lapsed. They told me that even though I had been in the navy, since I was no longer and not a reservist, I couldn't have an account anymore. USAA mortgage gave me a better refi anyway. While I have accounts with Vystar (Formerly Jax Navy FCU) and Delta Employees CU, I generally do all my banking with USAA.
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