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Also, with the options you listed, I came to a MSRP of $107,775 before destination. With using the same discount of about $3274 and $10k down, your payment is $1332. This is from the BMW online payment estimator.
Using the confidential wholesale pricing found on bimmerfest.com and other places, you will see that the European Delivery pricing at about $1000 over invoice or so, will yield you the same payment, without any money down. And that is not including the MSD component of the equation.
Just some numbers to compare...
J
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2012 Porsche Cayenne Turbo (PCCBs, Sport, loaded...)
On order: 2012 Ferrari California....
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