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Very private question. But wouldn't it be better to evaluate it this way, since payments are monthly?
Payment divided by monthly net income.
Example:
Payment = $880
Net (Bring Home) Monthly = $5750
$880/$5750= 15%
Or am I completely wrong, and that's how some examples already given are already doing it?
If so... like another said... why are they driving BMW's, and financing them?
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