[BEM-S4]

I've sold a leased car so it amounts to the same thing. You can transfer the lease then buy it out. Otherwise the only clean way to do it is find a dealer willing to help and do a pass through deal. If more than 120 days out no price negotiation w FS, dealer simply buys car out then does an inspection and sells to you. Within 120 days dealer can try and negotiate a better price on the car.