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City water = chemically treated recycled piss.
Well water = rusty mineral infused goodness
You'll be able to spot well water vs city easily. Just look for the folks with orange tinted undershirts. LOL
The quality of well water is very regional based. The depth they need to drill to get good water and flow is very regional based also.
My well is roughly 280 feet deep. Tons of flow. It's fine rust, the kind that's very fine and plugs everything. A fair whole house filter does an adequate job and reduces the need for salt (you'll want to ask about water softening next, LOL).
The well pipe should last quite a while. The pump won't last as long, generally. Reason being is they work very hard and are never maintained. But the pump stuff is affordable to replace vs having to dig a new well.
Figure the cost of a new well to be around $6,000 on the high end all said and done.
Cold isn't a big deal. It won't affect anything in the ground unless you have an above ground hydrant or a pressure tank outside the house.
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