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      02-28-2018, 05:23 PM   #46
redvitesse
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Drives: E90, E92, Xterra, RoverVitesse
Join Date: Oct 2011
Location: Chicago Illinois

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Quote:
Originally Posted by CTinline-six View Post
Quote:
Originally Posted by UncleWede View Post

My insurance specifically excludes coverage if I were to do such driving. How do you address that?
This was going to be my next question.

I worked for an insurance company a couple years ago as an adjuster, and I remember we denied coverage for some of our claims because they were Uber/Lyft drivers. It was considered as using the vehicle as a taxi service per the policy, which required a different type of insurance.

A pain in the ass if you rear-end someone and are liable, a real nightmare if there are injuries and you get sued.
I am with USAA and when I went into my policy in November to do storage on my one car on-line I noticed that there was a drop down to add ride share coverage on any one of my cars.

I think most bigger insurance companies offer this to cover u between fares if you ride share these days.

When you're on a fare, uber and lift insurance will cover you. The big question is to what limit and extent is the coverage afforded through uber and lyft insurance...the OP would have to answer.
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E90 2011.75 M3
E92 2007 328I
Rover Vitesse 1989 (BMWs are to easy to work on)
Nissan Xterra 2002 (Illinois + Winter = SUV)
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