Quote:
Originally Posted by CTinline-six
Quote:
Originally Posted by UncleWede
My insurance specifically excludes coverage if I were to do such driving. How do you address that?
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This was going to be my next question.
I worked for an insurance company a couple years ago as an adjuster, and I remember we denied coverage for some of our claims because they were Uber/Lyft drivers. It was considered as using the vehicle as a taxi service per the policy, which required a different type of insurance.
A pain in the ass if you rear-end someone and are liable, a real nightmare if there are injuries and you get sued.
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I am with USAA and when I went into my policy in November to do storage on my one car on-line I noticed that there was a drop down to add ride share coverage on any one of my cars.
I think most bigger insurance companies offer this to cover u between fares if you ride share these days.
When you're on a fare, uber and lift insurance will cover you. The big question is to what limit and extent is the coverage afforded through uber and lyft insurance...the OP would have to answer.