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If they lost money in 08, then they would have made it all back and more in just a few years later.
Investing decisions should, ofc, be made with your age in mind. If you were of/near retirement age in 08, you shouldn't have lost as much (%) as a 25 year old investor should have.
Trying to make a 15yr loan work for you is smarter when interest rates are higher, not at rock bottom levels.
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/// 2004 Silvergrey M3 · Coupe · 6MT · Slicktop · zero options
/// 2011 Jerez/Bamboo E90 M3 · DCT · Slicktop · IG: @na.s54
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