Financing terms at order are good for a period of time (not sure but I think 60 days). If interest rates go up you're protected and if they go down you can take those. Predicting interest rates 6 months from now is not possible.
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BMWCCA
Current: 23 760ix (Carbon Black/Tartufo) (after first one totaled) '23 X3; '23 MB E Wagon
Prior: BMWs (3,5,7 & 8 series (2x!)) X3, MB (C, E, and S), Alfa GTV, MGB, Audi (A4, A6), Saab, Volvo, Toyota, Lincoln, Chrysler, Oldsmobile, Chevy, Rambler.
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