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Around 2 years, with close to 45k miles. So far, nothing major except the iDrive was replaced, and some minor tweaks here and there.
Its insurance. You really don't want to pay for engine replacement, in case that happens. Will that happen to you or me - no one knows. Chances are less and you probably don't want to be that unlucky chap who ignored it only to repent later.
I am planning to keep my car for a good long time FYI.
My 3 cents.
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