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Adding in my vote for "too many variables, salary isn't the deciding factor". I have a coworker that makes roughly the same as I do, but he's single-income with two teens to support and a stay-at-home wife. He and I have similar homes but his mortgage was very low down payment (long story...helped him figure out house buying at the same time we bought this house so I know more than one usually would about his mortgage). He's never been able to save a substantial amount due to his family expenses.
My SO and I are DINKS and have zero debt other than our cars and the house.
My coworker drives an old Kia minivan. I don't.
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