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The people who are saying that it's a gimmick and useless feature are doing so, shaping their comments around their own lifestyle. Smart homes are getting increasingly popular and the use of physical keys are declining so having your phone as your key/hub for everything makes sense.
The smartphone is going to be the one-device-for-all where the only thing you really need to carry is your phone and wallet but that will eventually be gone once digital ID's (health card, drivers license) become valid.
Is this going to be for everyone? No but it's going to be useful for those who have tech thoroughly embedded within their lifestyle. For everyone else, physical keys will still be used until they're fully gone.
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