Quote:
Originally Posted by MrGatsby
What would be the point of providing false information? I am seeking advice on a very specific situation, if this was in fact not my situation, it would render the advice useless. To clarify, I started building credit 4 years ago, but my average age of accounts is 2 years due to the recent auto loan. -- my issue.
I agree on the 9.9% rate, which is precisely why I am looking to get out of it. I was a young first time borrower, and I made a mistake. Lesson already learned.
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I don't know, what's the point of anything on the Internet? I'm just giving you the reality that 675 is bad and the decision to borrow at 10% was ridiculous.
You are giving the impression you have your finances in order, but my sense is you don't and there is a reason you took the rate that you haven't disclosed.
Source: Years of experience.